June 1st, 2021
					
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|  | James Carroll, CPA James Carroll, CPA L.L.C. |  |  
| James Carroll, CPA L.L.C.Planning Your Financial Future |  
| JUNE 2021Individuals with eligible children will receive advance payments on their child tax credit from IRS. These payments are automatic. If you desire to opt out of these payments, IRS will set-up a portal for you to opt out. |  
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 Young Adults Are More Likely to Lack Health CoverageBefore they transition into employer-sponsored health plans or buy private health insurance, young adults are more likely to be uninsured than other age groups. 
 

 Considerations When Making Gifts to ChildrenThere are a number of things to consider about making gifts to children. 
 

 Decisions, Decisions: Weighing the Pros and Cons of an IRA RolloverIf you lose a job, switch employers, or step into retirement, you might consider rolling your retirement plan savings into an IRA. But this isn’t your only option. 
 

 A Steady StrategyDollar-cost averaging may help build your portfolio without being distracted by market volatility. 
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|  | James Carroll, CPA 
 
Member James Carroll, CPA L.L.C. 109 Church Road Owings Mills, MD 21117 |  |  
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Any federal tax advice in this communication (including any attachments, enclosures, or other accompanying materials) was not intended or written to be used, and it cannot be used, by any taxpayer for the purposes of avoiding penalties; furthermore, this communication was not intended or written to support the promotion or marketing of any of the transactions or matters it addresses. 
Prepared by Broadridge Advisor Solutions Copyright 2021. |  | 
	
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