December 2012 Newsletter

Planning Your Financial Future

December 2012

The year is coming to an end, the cold temps are here, and the leaves have all fallen.  And for those that are self-employed, your fourth quarter estimated tax payments are due in January.  Happy reading!!

The Economics of Borrowing from Your 401(k)
When times are tough, that pool of dollars sitting in your 401(k) plan account may start to look attractive. But before you decide to take a plan loan, be sure you understand the financial impact. It’s not as simple as you think.

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Healthy Personal Finance Resolutions for the New Year
The new year is a good time to make resolutions that pertain to the overall health of your personal finances.

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Life Insurance Tax Traps for the Unwary
Life insurance has been recognized as a useful way to provide for your heirs and loved ones when you die.

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What health-care provisions are effective in 2013?
With the Supreme Court’s favorable ruling on the constitutionality of the Patient Protection and Affordable Care Act (ACA), more of the law’s provisions will become effective in 2013.

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How does health-care reform affect women?
The Patient Protection and Affordable Care Act (ACA) potentially expands women’s access to health insurance and adds several reforms to the existing health-care system that are beneficial to women.

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